National Association of Insurance Commissioners (NAIC)
- Homepage: http://www.naic.org/
October 2008: "_ A July survey by the National Association of Insurance Commissioners found that 11 percent of Americans had either reduced the number of prescription medicines they take or cut the dosage by such means as splitting pills in half."http://www.washingtonpost.com/wp-dyn/content/article/2008/10/22/AR2008102201938.html
November 2007: 'Experts advise people seeking to buy health insurance to "stop, call and confirm" the license of the agent and the company with their state insurance department. For links to the state departments, go to naic.org, the Web site of the National Association of Insurance Commissioners. Its home page also has information on various types of health insurance plans and how to choose one.'http://online.wsj.com/public/article/SB119533511230297016.html
November 2005: In a recent bulletin, the National Association of Insurance Commissioners, which represents state officials, reminded agents they were subject to state insurance laws prohibiting 'high-pressure sales tactics.'http://www.nytimes.com/2005/11/27/national/27medicare.html
June 2005: "Your state insurance department and the National Association of Insurance Commissioners keep records of the numbers of complaints and will share the information."http://www.bankrate.com/brm/news/insurance/auto-insure-roundup1.asp
Role Name Type Last Updated Possible/Unclear Birny Birnbaum Person Feb 7, 2006 Organization Head/Leader (past or present) Sen. Ben Nelson M.A., Esq. Person Jun 9, 2006
Articles and Resources
Date Fairness.com Resource Read it at: Apr 21, 2011 Not All Homeowners’ Policies Are Alike
QUOTE: The upshot, he said, was that such changes were “an indication that insurers are writing policies so they can deny claims whenever they want…” The National Association of Insurance Commissioners… has formed a working group to propose ways to make insurance contracts more transparent for consumers.
New York Times Nov 18, 2007 Health-Insurance Scams
QUOTE: Small employers and individuals searching for affordable health insurance increasingly are falling victim to scams and misleading offers....The bogus insurers collect premiums, but they don't pay claims.
Wall Street Journal, The (WSJ) Mar 26, 2007 Aged, Frail and Denied Care by Their Insurers
QUOTE: Tens of thousands of elderly Americans have received life-prolonging care as a result of their long-term-care policies. With more than eight million customers, such insurance is one of the many products that companies are pitching to older Americans reaching retirement. Yet thousands of policyholders say they have received only excuses about why insurers will not pay... some long-term-care insurers have developed procedures that make it difficult — if not impossible — for policyholders to get paid.
New York Times Mar 21, 2007 Lender won't cancel hazard insurance
QUOTE: Once you've established that you do in fact have duplicative coverage, and that you didn't agree to purchase the coverage arranged by the lender, you're ready to start complaining.
Bankrate.com Feb 23, 2007 Tapping Life Insurance Before You Die Can Be Unwise
QUOTE: life settlements come with so many potential traps that the National Association of Securities Dealers (NASD) last week issued an investor alert about them.
Smart Money May 06, 2006 Mounting Troubles With Title Insurance
QUOTE: Have you ever looked at the fees associated with a home purchase and wondered: Why am I paying so much for title insurance?....To what degree do illegal ties among real estate agents, mortgage brokers, home builders and title agents inflate the premiums that home buyers pay at closing?
Washington Post Apr 30, 2006 Insurers Retreat From Coasts: Katrina Losses May Force More Costs on Taxpayers
QUOTE: For taxpayers, a coordinated system to accurately price and insure against the risk of disasters would create true market incentives for homeowners, developers and lenders to buy and build stronger and safer homes, cutting the need for politicians to provide aid after a disaster.
Washington Post Nov 27, 2005 Insurers' Tactics in Marketing Drug Plan Draw Complaints
QUOTE: ...officials say they have received scores of complaints about the aggressive tactics used by some insurance companies and agents to market Medicare's new prescription drug benefit.
New York Times Nov 20, 2005 Life Insurers Can Hold Travel Against You
QUOTE: "Historically, life insurance was life insurance, no matter where you died,"...But rejections based on travel to countries insurers evidently consider risky are becoming increasingly common...
Washington Post Jun 23, 2005 Everything you need to know about auto insurance
QUOTE: Chances are mama never sat you down for that little talk -- the one about liability, collision, comprehensive and deductibles.
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